Our Policies

In-Store & Online Policies

Shopping In-Store

Silver Linings has two stores on Maryland's Eastern Shore - one in the historic town of St. Michaels, and one in quaint Chestertown. Click here for current store hours.

Our shops carry a wide range of designer sterling silver and gemstone jewelry, one-of-a-kind pieces, and an extensive selection of nautical and Chesapeake Bay themed jewelry. Current collections include Alamea, Belle Etoile, Shanore, Michou, Southern Gates, Kit Heath, Janice Girardi, and more.

Shopping Online

Silver Linings' online shop offers an extensive collection of nautical and Chesapeake Bay themed jewelry, including pieces designed exclusive by us, as well as classic essentials for any jewelry collection. These items are selected based on season, availability, and popularity. We also have a special section on our website called The Showcase, where we show off items hand-selected from our stores by our staff members - check back often for new jewelry delights!

Out of stock items will be restocked as quickly as possible.

Payment Options

Our Silver Linings store accepts cash, Visa, MasterCard, Discover, and American Express cards.

For online purchases, we accept credit or debit card transactions, PayPal, and Silver Linings Gift Cards.

Shipping Options

Silver Linings is offering free USPS shipping on all domestic phone and website orders over $100. All shipments require a signature from the recipient.

Free local pick-up is also still available at our Silver Linings stores. If you choose local pick-up, you will be contacted via email to schedule a time for your pick-up. Please allow 24 hours.

Returns & Exchanges

Items returned to Silver Linings within 14 days of purchase in new, unworn, and unused condition, accompanied by the original receipt, will gladly be accepted for refund. Store credit may be issued, but only for items purchased in-stores.

Custom jewelry, like monograms and initials, are non-refundable.

Returns for online purchases will be issued to the credit, debit, or gift card used in the original transaction. Refunds for online purchases will cover the cost of the item, not including shipping.

Returns should be sent to Silver Linings’ mailing address:

Silver Linings 
PO Box 1058
St. Michaels, MD 21663