In-Store and Online Policies

Shopping In-Stores

Silver Linings has two locations. Click here for current hours.

Silver Linings stores carry a wide range of designer sterling silver and gemstone jewelry, one-of-a-kind pieces, and an extensive selection of nautical and Chesapeake Bay themed jewelry.

Shopping Online

Silver Linings’ online store offers select collections from our two store locations. These small groupings are chosen based on season, availability, and popularity.

Out of stock items will be restocked as quickly as possible.

If there is a brand or style you would like us to offer online, please let us know by emailing

Payment Options

Silver Linings stores accept cash, Visa, MasterCard, Discover, and American Express cards.

For online purchases, Silver Linings accepts credit or debit card transactions via PayPal. It is free to open a PayPal account, or if you choose, you may use PayPal as a guest without having an account.

PayPal uses the latest in data encryption and anti-fraud technology to keep your information and financial details sure, never sharing them with merchants or sellers.

Shipping Options

Silver Linings offers $8 flat rate USPS shipping within the United States on all orders. Free local pick-up is conveniently available at our two store locations. Expedited shipping is available upon request, but additional shipping fees will apply.

Items purchased online will be shipped within 3 days of ordering.

If you choose local pick-up, you will be contacted via email to schedule a time and store location for your pick-up.

Returns and Exchanges

Items returned to Silver Linings within 15 days of purchase in new, unworn, and unused condition, accompanied by the original receipt, will gladly be accepted for refund. Store credit may be issued, but only for items purchased in-stores.

Custom jewelry, like monograms or initials, are non-refundable.

Returns for online purchases will be issued via PayPal to the credit or debit card used in the original transaction. Refunds for online purchases will cover the cost of the item, not including shipping.

Returns should be sent to Silver Linings’ mailing address:

Silver Linings
PO Box 1058
St. Michaels, MD 21663